# Claim deadline checker URL: https://mywreckcheck.com/motor-vehicle-accident/tools/claim-deadline-checker How long you have to file in your state, and the much shorter notice deadline if a government vehicle was involved. [Car, truck & motorcycle crashes](https://mywreckcheck.com/motor-vehicle-accident) / [Tools](https://mywreckcheck.com/tools) For each state: the statute of limitations for a personal injury claim and for wrongful death, any extension, and the separate and far shorter notice period for a claim against a state or local government. Every row carries its statute citation, a link and a verified date. Tennessee's one-year deadline and the short government-notice windows are the rows that most often surprise people. Your answers stay on this device. Nothing you type here is sent anywhere. Your stateWhy we askState decides almost everything here: how long you have, whether fault bars you, whether you must use your own PIP first, and what the other driver was required to carry.For exampleTexas 7 of 51 covered Not sure where to start? Take the Wreck Check. About 2 minutes, no sign-up. Short questions, each with an example, and your answers stay on this device. [Start your Wreck Check→](https://mywreckcheck.com/check) ## How this works * Every row was read directly from the cited statute or state insurance department page on the date shown in that row, and quotes the operative language in its source label. * Only states verified from a primary source appear here. A state that is missing is missing on purpose: a wrong deadline or a wrong minimum limit is worse than no answer at all. * Rules change. Florida moved negligence claims from a four-year to a two-year deadline, so any row that is not re-checked will eventually become wrong. ## Sources * [Texas Civil Practice & Remedies Code 16.003: suit for personal injury not later than two years after the cause of action accrues; injury resulting in death, two years from the death. Read 2026-09-23.](https://tcss.legis.texas.gov/resources/CP/htm/CP.16.htm) * [Florida Statutes 95.11(5)(a): an action founded on negligence, within two years. Read 2026-09-23.](https://www.leg.state.fl.us/statutes/index.cfm?App%5Fmode=Display%5FStatute&URL=0000-0099/0095/Sections/0095.11.html) * [Arizona Revised Statutes 12-542: injuries done to the person of another, within two years. Read 2026-09-23.](https://www.azleg.gov/ars/12/00542.htm) * [California Code of Civil Procedure 335.1: assault, battery, or injury to or death of an individual caused by the wrongful act or neglect of another, within two years. Read 2026-09-23.](https://leginfo.legislature.ca.gov/faces/codes%5FdisplaySection.xhtml?lawCode=CCP§ionNum=335.1) * [Official Code of Georgia Annotated 9-3-33: actions for injuries to the person shall be brought within two years after the right of action accrues. Read 2026-09-23.](https://codes.findlaw.com/ga/title-9-civil-practice/ga-code-sect-9-3-33/) * [Tennessee Code Annotated 28-3-104: injuries to the person, ONE year, extended to two years where criminal charges are brought against the person alleged to have caused the injury. Read 2026-09-23.](https://codes.findlaw.com/tn/title-28-limitation-of-actions/tn-code-sect-28-3-104/) * [735 ILCS 5/13-202: actions for damages for an injury to the person shall be commenced within 2 years after the cause of action accrued. Read 2026-09-23.](https://codes.findlaw.com/il/chapter-735-civil-procedure/il-st-sect-735-5-13-202/) Expert review My Wreck Check Editorial Team, editorial review: primary sources checked and independently fact-checked (October 26, 2026) Last verified September 23, 2026 Information only, not legal advice. Every row cites the statute it came from and the date it was checked. Deadlines and coverage rules change — check the citation before relying on it. ## Common questions ### What does the claim deadline checker do? For each state: the statute of limitations for a personal injury claim and for wrongful death, any extension, and the separate and far shorter notice period for a claim against a state or local government. Every row carries its statute citation, a link and a verified date. Tennessee's one-year deadline and the short government-notice windows are the rows that most often surprise people. ### Where do the numbers come from? Until this tool is reviewed it uses sample assumptions. The sources it will cite are listed on this page. Related guides * [How a car accident claim works, from first call to releaseA car accident claim is a request for payment from an insurer, yours or the other driver's. Which one to use, what happens next and where it can go wrong.](https://mywreckcheck.com/motor-vehicle-accident/car-accident-claim) * [What to do after a crash that was not your faultBeing clearly not at fault does not make the claim simple. Here is what to do in the first days, and the mistakes that quietly cost people money.](https://mywreckcheck.com/motor-vehicle-accident/what-to-do-after-a-crash-that-was-not-your-fault) * [Average settlement for non injury car accident: what paysWe found no official average settlement for non injury car accident claims. What a damage-only claim pays for instead, and the state rules behind it.](https://mywreckcheck.com/motor-vehicle-accident/average-settlement-for-non-injury-car-accident) * [Can I claim for anxiety after a car accident? How it worksCan I claim for anxiety after a car accident? It is non-economic loss, but states like New York, Florida and Michigan set an injury threshold first.](https://mywreckcheck.com/motor-vehicle-accident/can-i-claim-for-anxiety-after-a-car-accident) * [How long after car accident can you claim injury?How long after car accident can you claim injury? Three clocks apply: insurer notice, the lawsuit deadline and government notice. Real state rules, cited.](https://mywreckcheck.com/motor-vehicle-accident/how-long-after-car-accident-can-you-claim-injury) * [How to report a car accident: police, state and insurerHow to report a car accident in the US: when to call the police, when your state wants its own crash report, and when to tell your insurer.](https://mywreckcheck.com/motor-vehicle-accident/how-to-report-a-car-accident) * [I was a passenger in a car accident, who do I sue?I was a passenger in a car accident, who do I sue? Usually you claim on insurance first. Which policy pays, in what order, and when a lawsuit comes in.](https://mywreckcheck.com/motor-vehicle-accident/i-was-a-passenger-in-a-car-accident-who-do-i-sue) * [Uber accident settlement: whose insurance pays and whenAn Uber accident settlement starts with one question: what was the driver's app doing at the moment of the crash? How rideshare coverage shifts, state by state.](https://mywreckcheck.com/motor-vehicle-accident/uber-accident-settlement) * [What happens when you reject an insurance settlement offerWhat happens when you reject an insurance settlement offer: saying no doesn't end the claim on its own, but a signed release or a missed deadline can.](https://mywreckcheck.com/motor-vehicle-accident/what-happens-when-you-reject-an-insurance-settlement-offer) ## Add this tool to your site Free to embed. No sign-up, and nothing your readers enter is sent to us.