What your claim is worth, how long you have, and what fault costs you
Car, truck & motorcycle crashes
A range built from your own bills and missed work, your state's filing deadline, how your share of the fault changes what you can recover, and whether the offer on the table is low.

Tools

Claim value estimator
A low, typical and high range for your claim from your own bills, lost pay and mileage, adjusted for your state's fault rule.

Claim deadline checker
How long you have to file in your state, and the much shorter notice deadline if a government vehicle was involved.

Fault & recovery calculator
What your own share of the fault costs you, and whether your state bars you entirely.

Is my state a no-fault state?
Whether your state runs no-fault or at-fault, what PIP pays, and the minimum liability limits behind the other driver.

Offer check
Put the adjuster's offer next to your own numbers and see what it leaves out.
Guides

Start here
Do you actually need a lawyer after a crash?
Often the honest answer is no. Here is where a firm earns its percentage, where it does not, and how to work out which situation you are in.
4 min read

How a car accident claim works, from first call to release
A car accident claim is a request for payment from an insurer, yours or the other driver's. Which one to use, what happens next and where it can go wrong.
7 min read

What a back and neck injury claim is really worth
Back and neck injuries are the most common serious harm in a crash and the hardest to value. Here is how the number is actually built, and what moves it.
5 min read

What to do after a crash that was not your fault
Being clearly not at fault does not make the claim simple. Here is what to do in the first days, and the mistakes that quietly cost people money.
4 min read

Average settlement for non injury car accident: what pays
We found no official average settlement for non injury car accident claims. What a damage-only claim pays for instead, and the state rules behind it.
8 min read

Can I claim for anxiety after a car accident? How it works
Can I claim for anxiety after a car accident? It is non-economic loss, but states like New York, Florida and Michigan set an injury threshold first.
6 min read

Car accident settlement: what it covers and who gets paid
A car accident settlement trades one payment for a signed release. What the number is built from, who is paid out of it, and when part of it is taxed.
6 min read

How long after car accident can you claim injury?
How long after car accident can you claim injury? Three clocks apply: insurer notice, the lawsuit deadline and government notice. Real state rules, cited.
8 min read

How much do lawyers take from car accident settlement?
How much do lawyers take from car accident settlement money? The fee math, how costs change it, where the law caps the percentage, and what to ask first.
6 min read

How to report a car accident: police, state and insurer
How to report a car accident in the US: when to call the police, when your state wants its own crash report, and when to tell your insurer.
8 min read

How to tell who is at fault in a car accident
How to tell who is at fault in a car accident: who decides, what evidence counts, and how shared fault changes recovery in Texas and Florida.
8 min read

I was a passenger in a car accident, who do I sue?
I was a passenger in a car accident, who do I sue? Usually you claim on insurance first. Which policy pays, in what order, and when a lawsuit comes in.
7 min read

Uber accident settlement: whose insurance pays and when
An Uber accident settlement starts with one question: what was the driver's app doing at the moment of the crash? How rideshare coverage shifts, state by state.
8 min read

What happens when you reject an insurance settlement offer
What happens when you reject an insurance settlement offer: saying no doesn't end the claim on its own, but a signed release or a missed deadline can.
7 min read
Questions this topic answers
- How much is my car accident claim worth?
- How long do I have to file a claim in my state?
- Do I need a lawyer for a car accident?
- Is this settlement offer too low?
- Can I still recover if part of it was my fault?
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